Payroll & HR, made clear

Practical writing on payroll, PAYE compliance and running a team across Africa.

The Nigeria Tax Act 2025: what changed for payroll

10 July 2026

The Nigeria Tax Act 2025: what changed for payroll

New PAYE bands, reliefs and filing rules take effect. Here is what employers actually need to do.

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A hiring checklist for your first 10 employees

10 July 2026

A hiring checklist for your first 10 employees

From offer letter to first payslip — the compliance steps small teams miss.

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Free payroll, explained: how Kua makes money

10 July 2026

Free payroll, explained: how Kua makes money

If payroll processing is free, what is the catch? A straight answer.

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Kua vs SalarioPay (2026): An Honest Comparison

10 July 2026

Kua vs SalarioPay (2026): An Honest Comparison

Kua vs SalarioPay in 2026: 1%-on-funding vs ₦1,500–₦4,000 per employee/month, wallet lock-in, employee caps, and which fits your Nigerian SME.

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HR Compliance Nigeria: 2026 Checklist for Employers

10 July 2026

HR Compliance Nigeria: 2026 Checklist for Employers

The full HR compliance checklist for Nigerian employers in 2026, registrations, contracts, payroll deadlines, records, NDPA, and terminating the right way.

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Leave Allowance in Nigeria: How It Works (2026)

10 July 2026

Leave Allowance in Nigeria: How It Works (2026)

Leave allowance in Nigeria explained, no law fixes the amount, ~10% of annual basic is common practice, and yes, it's taxable. What employers should know.

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How to Create a Payslip in Nigeria (+ Free Template)

10 July 2026

Best Payroll Software in Nigeria (2026): Honest Comparison

We compare Nigeria's payroll software in 2026, Kua, PaidHR, SalarioPay, SeamlessHR, Workpay and more, on pricing, compliance and fit for SMEs.

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Minimum Wage in Nigeria (2026): Current Rate & Who It Covers

10 July 2026

Minimum Wage in Nigeria (2026): Current Rate & Who It Covers

Nigeria's minimum wage is ₦70,000/month in 2026. See who's covered, the under-25-employee exemption, penalties, and what a review could change.

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Best HR Software for Small Businesses in Nigeria (2026)

10 July 2026

Best HR Software for Small Businesses in Nigeria (2026)

The best HR software for small business Nigeria in 2026, Kua, SeamlessHR, PaidHR, SalarioPay, BizEdge, Zoho People, compared on payroll, records & cost.

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Understanding Your Payslip: Every Line Explained

10 July 2026

Understanding Your Payslip: Every Line Explained

Understand your Nigerian payslip line by line, gross pay, PAYE, pension, NHF and net pay, with a full ₦300,000 salary example under the 2026 tax rules.

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Offer Letter Nigeria: What to Include (+ Template)

10 July 2026

Offer Letter Nigeria: What to Include (+ Template)

What goes in an offer letter in Nigeria, the must-have terms, conditional offers, offer letter vs contract, and a free template to download.

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Bento Alternatives in Nigeria (2026): Where to Move Payroll

10 July 2026

Bento Alternatives in Nigeria (2026): Where to Move Payroll

Bento Africa shut down in February 2025. The best payroll alternatives for former Bento customers, and the lessons its collapse taught employers.

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How to Pay Freelancers in Nigeria: WHT & Invoices

10 July 2026

How to Pay Freelancers in Nigeria: WHT & Invoices

How to pay freelancers and gig workers in Nigeria the right way, invoices, 5% withholding tax, the ₦2m small-company exemption, and what NOT to deduct.

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Kua vs PaidHR (2026): Pricing, Wallets & Which to Pick

10 July 2026

Kua vs PaidHR (2026): Pricing, Wallets & Which to Pick

Kua vs PaidHR in 2026: who actually pays the fees, EWA vs direct salary advance, wallets, and which payroll tool fits your Nigerian SME.

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Salary Advance in Nigeria: How Advances & Loans Work

10 July 2026

Salary Advance in Nigeria: How Advances & Loans Work

Salary advances and staff loans in Nigeria, employer-run advances vs earned wage access apps, fees, payroll recovery, and how to set a policy that works.

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Employee Benefits in Nigeria: 2026 Compensation Guide

10 July 2026

Employee Benefits in Nigeria: 2026 Compensation Guide

What Nigerian employers must provide vs what's nice to have, salary structure, pension, leave, HMO, 13th month. The full 2026 compensation guide for SMEs.

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Employment Contract Nigeria: Essentials & Clauses

10 July 2026

Employment Contract Nigeria: Essentials & Clauses

Employment contract essentials under Nigerian labour law, the 3-month written-particulars rule, must-have clauses, probation and notice periods.

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Payroll Mistakes: 10 Errors Nigerian SMEs Make

10 July 2026

Payroll Mistakes: 10 Errors Nigerian SMEs Make

The 10 most common payroll mistakes in Nigeria, outdated tax formulas, missed deadlines, wrong pension bases, and how to avoid each one.

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Employee Onboarding Checklist for Nigeria (Step-by-Step)

10 July 2026

Employee Onboarding Checklist for Nigeria (Step-by-Step)

Everything to do when a new employee joins your Nigerian business, contracts, tax and pension registration, payroll setup and first-week plan.

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Why the Bento Collapse Should Change How You Pick Payroll

10 July 2026

Why the Bento Collapse Should Change How You Pick Payroll

The Bento Africa collapse, the timeline, why third-party custody of statutory money was the failure mode, and 5 questions to ask any payroll vendor.

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Kua vs SeamlessHR: SME Payroll vs Enterprise HRIS

10 July 2026

Kua vs SeamlessHR: SME Payroll vs Enterprise HRIS

Kua vs SeamlessHR in 2026: a free self-serve SME payroll tool vs a quote-based enterprise HR suite. Different jobs, here's how to pick honestly.

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Termination of Employment Nigeria: Employer's Guide

10 July 2026

Termination of Employment Nigeria: Employer's Guide

How to terminate lawfully in Nigeria, notice periods, termination vs dismissal, the redundancy process, and what goes into a final settlement.

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Annual Leave in Nigeria: Statutory Entitlements 2026

10 July 2026

Annual Leave in Nigeria: Statutory Entitlements 2026

Annual leave in Nigeria: the Labour Act minimum is 6 working days after 12 months. Sick leave, maternity leave, public holidays and how to write a policy.

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Gross vs Net Pay in Nigeria: What You Take Home

10 July 2026

Gross vs Net Pay in Nigeria: What You Take Home

Gross vs net pay explained with a worked ₦300k example under Nigeria's 2026 tax rules, exactly what comes out and what lands in the account.

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13th Month Salary in Nigeria: Is It Mandatory? (2026)

10 July 2026

13th Month Salary in Nigeria: Is It Mandatory? (2026)

13th month salary is not required by Nigerian law, but it's common practice. How it works, how it's taxed under the 2026 bands, and how to budget it.

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Employee vs Contractor in Nigeria: Tax, Law & How to Choose

10 July 2026

Employee vs Contractor in Nigeria: Tax, Law & How to Choose

The real differences between employees, contractors and freelancers in Nigeria, PAYE vs withholding tax, pension, Labour Act rights, and misclassification risk.

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NSITF Explained: Who Pays, How Much & What It Covers

10 July 2026

NSITF Explained: Who Pays, How Much & What It Covers

NSITF is a 1% employer-only contribution due by the 16th of the next month. See who must pay, what the Employee Compensation Scheme covers, and how.

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NHF Deduction Explained: Rate, Who Pays & Benefits (2026)

10 July 2026

NHF Deduction Explained: Rate, Who Pays & Benefits (2026)

The NHF deduction is 2.5% of basic salary, and voluntary for private-sector workers. See who pays, the FMBN mortgage benefits, and how payroll handles it.

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PAYE Registration in Nigeria: State IRS & LIRS Steps

10 July 2026

PAYE Registration in Nigeria: State IRS & LIRS Steps

How to register for PAYE with your state IRS as a new employer in Nigeria, LIRS eTax steps, employee taxpayer IDs, and the deadlines that follow.

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Personal Income Tax in Nigeria: A Plain-English Guide

10 July 2026

Personal Income Tax in Nigeria: A Plain-English Guide

Personal income tax in Nigeria explained simply, PAYE for employees, direct assessment for the self-employed, 2026 rates, reliefs and annual filing.

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Tax Reliefs in Nigeria (2026): Rent, Pension, NHF & More

10 July 2026

Tax Reliefs in Nigeria (2026): Rent, Pension, NHF & More

Every tax relief in Nigeria for 2026, rent relief, pension, NHF and life assurance. Who qualifies, how much you save, and how to claim through payroll.

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Consolidated Relief Allowance: What Replaced CRA in 2026

10 July 2026

Consolidated Relief Allowance: What Replaced CRA in 2026

The Consolidated Relief Allowance (CRA) was abolished in 2026. See what replaced it, the ₦800k tax-free band and rent relief, and who pays more or less.

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Pension Remittance in Nigeria: Deadlines, RSA & PFA Basics

10 July 2026

Pension Remittance in Nigeria: Deadlines, RSA & PFA Basics

Pension remittance in Nigeria: pay within 7 working days of salary or face a 2%/month penalty. How RSAs and PFAs work, plus a compliance checklist.

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How to Create a Payslip in Nigeria (+ Free Template)

10 July 2026

How to Create a Payslip in Nigeria (+ Free Template)

What a compliant Nigerian payslip must show, earnings, PAYE, pension, net pay, with a free template and a line-by-line example for 2026.

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Payroll for Small Businesses in Nigeria: A Founder's Guide

10 July 2026

Payroll for Small Businesses in Nigeria: A Founder's Guide

How Nigerian startups and small businesses should handle payroll: what's legally required at your size, what it costs, and how to do it free.

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How to Run Payroll in Nigeria: The Complete 2026 Guide

10 July 2026

How to Run Payroll in Nigeria: The Complete 2026 Guide

A step-by-step guide to running payroll in Nigeria, setup, salary structure, PAYE & pension, payment, payslips and remittances. Written for SMEs.

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Pension Contributions in Nigeria: The 8% + 10% Explained

10 July 2026

Pension Contributions in Nigeria: The 8% + 10% Explained

How pension works in Nigeria: employee 8%, employer 10%, RSAs and PFAs, the 7-day remittance rule, and penalties for late payment. A plain guide.

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Statutory Deductions in Nigeria (2026): PAYE, Pension, NHF+

10 July 2026

Statutory Deductions in Nigeria (2026): PAYE, Pension, NHF+

Every statutory deduction Nigerian employers must handle in 2026, PAYE, pension, NHF, NSITF, ITF, with rates, deadlines and who pays what.

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PAYE Remittance in Nigeria: Deadlines, Filing & Penalties

10 July 2026

PAYE Remittance in Nigeria: Deadlines, Filing & Penalties

When and how to remit PAYE in Nigeria: the 10th-of-the-month deadline, state IRS portals, Form H1 annual returns, and what late payment costs you.

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PAYE Tax Bands & Rates in Nigeria (2026): Full Breakdown

10 July 2026

PAYE Tax Bands & Rates in Nigeria (2026): Full Breakdown

Nigeria's PAYE tax bands for 2026 explained: 0% on the first ₦800k, then 15%–25%. See how much tax applies at every salary level, with examples.

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How to Calculate PAYE in Nigeria (2026 Guide + Examples)

10 July 2026

How to Calculate PAYE in Nigeria (2026 Guide + Examples)

Step-by-step guide to calculating PAYE in Nigeria under the new Tax Act. New 2026 tax bands, rent relief, worked examples, and a free calculator.

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How to Pay Salaries in Nigeria: Bank vs Wallet

10 July 2026

How to Pay Salaries in Nigeria: Bank vs Wallet

The practical ways to pay salaries in Nigeria, bank transfers, bulk payments and payroll wallets, plus timing, failed transfers and costs compared.

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